Double Indemnity

In the classic 1944 film noir, "Double Indemnity", insurance salesman Walter Neff (played by Fred MacMurray), gets into some pretty hot water involving his client (Barbara Stanwyck) and his co-worker (Edward G. Robinson). Neff tries to misuse the concept of double indemnity and he pays a heavy price. Surprisingly, double indemnity works very well for the rest of us. Exercise, healthy nutrition, proper rest, and regular chiropractic care can pay off, not only double, but often in many multiples. However, before we begin reaping these benefits we have to know where to look and how to make use of this property we all get for free.

Out in the world, insurance policies pay us a benefit when problems arise. Car insurance, home insurance, life insurance, and health insurance are all financial instruments that compensate people (in some degree or other, more or less) when things go wrong. Inside our bodies, double indemnity is turned on its head. When we do things that are good for our health and well-being, our built-in "insurance policies" pay off double, sometimes triple, and sometimes in ways that cannot even be calculated.

Let's consider a person who is overweight, possibly seriously overweight. That person decides, much like Howard Beale in the multiple-Academy Award-winning film "Network" (1976), that he is "not going to take this anymore". He declares to himself that he will begin to lose weight. He makes a commitment to start exercising regularly and eating nutritious food. Change takes time, and sooner rather than later he loses a few pounds. Then he loses a few more. After three months he's 12 pounds lighter, and after six months he's more than 20 pounds lighter than when he first chose to live a healthier life.

By now his body's double indemnity clause has started to pay off. He began doing some things, began engaging in a healthy new lifestyle, and he begins to reap the benefits. Owing to his new exercise program and his new diet, his blood pressure begins to go down. His insulin levels begin to stabilize,1 rather than spiking and falling off drastically throughout the day. His blood glucose levels become steadier, too, and his cells, organs, and tissues (particularly his brain) are beginning to receive consistent supplies of oxygen and other precious nutrients.2 His immune system gets stronger.3 As a direct result, his stress levels are going down and his heart rate is steadier. His sleep is more restful and he has more energy throughout the day. There are many other benefits, too, known only to him and his loved ones.

Our built-in double indemnity clause is primed for action. It is ready to kick in and begin an open-ended flow of good health and well-being. All we need to do is begin taking consistent actions that will enable our innate powers to function in the ways they were designed to function.

1Bloem CJ, Chang AM: Short-term exercise improves beta-cell function and insulin resistance in older people with impaired glucose tolerance. J Clin Endocrinol Metab 93(2):387-392, 2008
2Ahmadi N, et al: Effects of intense exercise and moderate caloric restriction on cardiovascular risk factors and inflammation. Am J Med 124(10):978-982, 2011
3Walsh NP, et al: Position statement. Part one: Immune function and exercise. Exerc Immunol Rev 17:6-63, 2011

Office Hours

Monday:

7:00 am-3:00 pm

Tuesday:

7:00 am-3:00 pm

Wednesday:

7:00 am-3:00 pm

Thursday:

Closed

Friday:

7:00 am-12:00 pm

Saturday:

7:00 am-9:00 am

Sunday:

Closed

Testimonials

  • "Regular visits with Dr. Roeder have significantly reduced the frequency of migraines I have suffered and the amount of neck and shoulder pain I have lived with for years. Because of Dr. Roeder I am able to focus on my busy life again"
    S.L., San Diego
  • "This was my first encounter with a chiropractor and found the experience to be delightful, gratifying and well worth it! Instead of being given a bunch of pills and told to come back next week, the manipulation for my back and side injuries including carpal tunnel syndrome, responded very well to the treatments. Thank you, Dr. Roeder for a job well done"
    W.B., San Diego
  • "I came in originally for neck pain, but getting adjusted helped lower my blood pressure & my insulin levels too.Dr. Roeder is so thorough in her care-I never knew how much better I could feel.I no longer have to take blood pressure medicine now."
    A.W., San Diego
  • "Since meeting Dr. Roeder at a health seminar, she has changed my life, drastically-improving my health 100%. I had a wide range of symptoms, including chronic fatigue, constant and severe headaches, body aches, nausea, difficulty concentrating and I felt extremely tired and weak. She diagnosed me with having Fibromyalgia and Candida. She put me on an anti-inflammatory diet and started me on chiropractic treatment and instructed me on strength exercises. I have lost 40 lbs and feel fantastic! Whenever I eat something that sets off a symptom, I can identify the food source now. I know how to eat well and stay away from foods that cause inflammation. Had it not been for Dr. Roeder's expert care, I believe I would still be suffering from all those symptoms-- instead I feel fantastic!"
    M.O., Spring Valley
  • "My son was diagnosed at a very young age with Hyperkyphosis. The doctor told us that surgery would be his only option but we needed to wait until he got older.My husband and I were heartbroken to think about such a major surgery for our little boy.We wanted to help him anyway we could without doing surgery. We are so thrilled to say that after seeing Dr. Roeder my son's back has made a major improvement.That there is a stronger chance that he may not need surgery after all.My son is three now and he is a very active little boy and you can't even tell that he had ever had a bad back.He is able to do what all little boys do:run, jump and climb!Taking my son to Dr. Roeder was the best decision that me and my husband have made as parents.I am so happy that Dr. Roeder is part of our lives.In fact all of my extended family members are patients of her too!Thank you so much Dr. Roeder for all of your help.You have been such a positive part of our lives.You are part of our family."
    G.C., San Diego
  • "My daughter has been diagnosed with Von Willabrand's and Precocious Puberty at age 7. She had her first period at age 8, and it was for three days. The doctors said that her hormone levels were off and there wasn't any truly safe treatment. After talking to Dr. Roeder, she started chiropractic care to help her body cope better with this disorder and hopefully change her hormones. Now my daughter and I have been told by doctors at Children's Hospital that it looks like she won't be starting her period until two years from now-this will be the normal time when she should start! They told us to keep up the good work of whatever we have been doing because it seems to be working."
    J.H., San Diego
  • "I got treated for a neck and back injury that appeared to be chronic following a major car accident. I had been to chiropractors before but without much success.After seeing Dr. Roeder now though, my mobility and general feeling of well-being has greatly improved."
    C.H., San Diego
  • "Dr. Roeder was recommended by a friend and I am completely satisfied. I was having low back pain also some neck pain. My back feels better than it has in years. I feel Dr. Roeder is complete in recommending exercising and treatment!"
    M.L., San Diego
  • "I just wanted to say thank you for making me 'new' again. Also, for helping us through our tough times. You always have been nice to us and helpful when we were in your office-it was just like a second home! Every time I walked through the door I felt calm and relaxed. You always asked us how we were doing and how we have been. I thought that was very thoughtful and caring of you-especially considering that awful car accident we had been in. None of my doctors before had been as courteous as you. You have really made a bad experience into a great experience in a blink of an eye. I always loved that EVERYONE was always smiling! I wish that when I grow up I can be like you, always making people happy and feel better! Well, I think that you just made another patient happy because of your wonderful 'magic.' Oh and I know I already said this but I think I am speaking for everyone when I say: Thank you Dr. Roeder!"
    J.F., San Diego (pediatric patient)